Question 1

What is the 4% rule?

Accepted Answer

The 4% rule suggests withdrawing 4% of your portfolio in the first year of retirement, then adjusting for inflation annually. This was designed to make your money last at least 30 years.

Question 2

What is a safe withdrawal rate?

Accepted Answer

A safe withdrawal rate (SWR) is the percentage of your portfolio you can withdraw annually without running out of money. It typically ranges from 3-5% depending on your retirement duration and risk tolerance.

Question 3

How can I improve my withdrawal rate?

Accepted Answer

You can improve your withdrawal rate by: reducing expenses, delaying retirement, maintaining a higher stock allocation, using a variable withdrawal strategy, or having other income sources like Social Security.

Safe Withdrawal Rate Calculator

Your Safe Withdrawal Rate

Safe Withdrawal Rate Calculator

Your Safe Withdrawal Rate

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